RE Return Range Methodology

Effective Date: May 2026

When you enter an annual interest rate for a real-estate investment, Assets Flow shows a typical return range and a risk indicator. This page explains how those ranges are calculated, what data sources we use, and how investment size affects the range.

1. What the Range Means

The typical range (e.g. "3% - 8%") represents the expected annual net return for comparable real-estate investments in the same country, with the same payment structure, investment type (equity/debt), and duration.

Below the range (blue) — the rate is unusually low. Verify the terms before investing.
Within the range (green) — the rate is typical for this type of investment.
Above the range (amber/red) — the rate is higher than usual, which may indicate higher risk.

2. How We Calculate the Range

Each range is built from the following inputs:

Country — the local real-estate market conditions
Investment type — equity, debt, hybrid, or other
Payment frequency — monthly, quarterly, bi-annual, annual, or on-exit
Duration — the investment period in years

Base ranges are stored per combination of these factors. We then apply a tier modifier based on investment amount, reflecting the fact that larger investments often secure different terms:

Investment Amount	Range Adjustment
Up to $50,000	−1.0%
$50,001 – $120,000	−0.5%
$120,001 – $300,000	±0.0%
$300,001 – $500,000	+0.25%
$500,001+	+0.6%

3. Risk Classification

Once we have the adjusted range, we classify your entered rate:

Low — rate is below the lower bound of the range
Normal — rate is within the range
Elevated — rate is above the range, but not more than 1.5× the upper bound
High — rate exceeds 1.5× the upper bound

4. Data Sources by Country

Our return ranges are based on publicly available market data, central bank reports, and industry research. Sources include:

Israel

Bank of Israel reports
Israel Tax Authority guidelines
CBS (Central Bureau of Statistics) housing data

United States

Federal Reserve economic data
NAREIT reports
FHFA house price indices

We update ranges periodically as new data becomes available. Ranges are indicative and should not be considered investment advice.

5. Disclaimer

The typical return range is provided for informational purposes only and does not constitute financial advice, a guarantee of returns, or a recommendation to invest. Past performance and market averages do not predict future results. Always conduct your own due diligence and consult a licensed financial advisor before making investment decisions.

This methodology page was last updated on May 13, 2026